Starter
Free
Manage cash flow and customers in one dashboard · Option to accept online payments · Invoice on-the-go with the mobile app · Create unlimited estimates, invoices, bills, and bookkeeping records
Wave vs Xero Pricing Comparison
Comparing historical price movements, current plan features, and price change logs for Wave and Xero.
22 dated pricing states tracked since 2015. Entry pricing in the latest mapped state starts at $19/mo.
13 dated pricing states tracked since 2020. Entry pricing in the latest mapped state starts at $2.5/mo.
Coverage last checked Wave: 2026-06-19; Xero: 2026-08-04. Verify current offers on the vendors' pricing page and pricing page. Read the methodology and limitations.
Executive pricing summary
SaasTrack has logged historical pricing snapshots for both Wave and Xero in the Accounting software category. Currently, Wave entry pricing starts at $19/mo across 2 plans, while Xero entry pricing starts at $2.5/mo across 3 plans. Over the tracking period, Wave has recorded 144 price adjustments compared to 105 for Xero.
Wave vs Xero Key Metrics Table
| Comparison Metric | Wave | Xero |
|---|---|---|
| Starting Entry Price | $19/mo | $2.5/mo |
| Active Plan Count | 2 plans | 3 plans |
| Logged Price Changes | 144 changes | 105 changes |
| Tracking Since | 2015 | 2020 |
| Market Category | Accounting | Accounting |
Merged Price History Chart
Wavevs
XeroUnified Price Chart
Wave is blue. Xero is orange. Filter by window and plan with the controls below.
latest · 2026-10-22
Wave plans today
Pro
$19 /mo
$190/yr billed yearly
Auto-merge and categorize bank transactions · Auto-import bank transactions · Digitally capture unlimited receipts and track expenses · Automate late payment reminders
Pricing timeline22 changes since Jan 2015
Todaylive prices
Xero plans today
Early
$2.50 /mo
- days cash flow forecast: 30
- invoices: 20
- bills: 5
Make online bill payments (Domestic - Free ACH) · Make online bill payments (Cross Border) · Sales tax · View real-time reports · Visualize performance with graphs · Accept online invoice payments · W-9 + 1099 management · Reconcile bank transactions
Growing
$5.50 /mo
Send invoices and quotes · Make online bill payments (Domestic - Free ACH) · Automate bill entry and track bills · Auto-reconcile bank transactions (Beta) · Make online bill payments (Cross Border) · Sales tax · Customize performance dashboards · Tailored financial health scorecards
Established
$9 /mo
Use multiple currencies · Send invoices and quotes · Make online bill payments (Domestic - Free ACH) · Automate bill entry and track bills · Auto-reconcile bank transactions (Beta) · Employee expense and mileage claims · Track time and costs for projects · Make online bill payments (Cross Border)
Pricing timeline13 changes since Dec 2020
Todaylive prices
Wave recent price changes
Wave change log
| When | Event | What changed |
|---|---|---|
| 2026-06-19 | Plan removed | Wave Advisors |
| 2026-01-21 | Plan added | Wave Advisors at 199 |
Xero recent price changes
Xero change log
| When | Event | What changed |
|---|---|---|
| 2026-08-04 | Price down | Early: 25 → 2.50 (monthly) |
| 2026-08-04 | Price down | Growing: 55 → 5.50 (monthly) |
| 2026-08-04 | Price down | Established: 90 → 9 (monthly) |
| 2025-12-02 | Price up | Growing: 47 → 55 (monthly) |
Frequently asked questions
Which is cheaper, Wave or Xero?
Entry pricing for Wave starts at $19/mo, while Xero entry pricing starts at $2.5/mo. Check the interactive timeline chart above to compare plan features and seat pricing side by side.
How frequently do Wave and Xero adjust their prices?
SaasTrack has logged 144 price modifications for Wave since 2015 and 105 price modifications for Xero since 2020.
Can I track future price increases for Wave and Xero?
Yes, creating a free account on SaasTrack allows you to set automated watchlist alerts whenever Wave, Xero, or other competitors update their plans.
Are historical price change logs free to view for Wave vs Xero?
Yes! All historical pricing charts, active plan feature breakdowns, and change logs for both Wave and Xero are 100% free to view on SaasTrack without creating an account.
Related comparisons
Explore other Accounting pricing comparisons and competitor head-to-heads:
FreshBooks
QuickBooksTrack competitor price changes automatically
Monitor Wave, Xero, or any other SaaS vendors. Get instant notifications when plans, prices, or quotas move.