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Xero vs Wave Pricing Comparison

Comparing historical price movements, current plan features, and price change logs for Xero and Wave.

13 dated pricing states tracked since 2020. Entry pricing in the latest mapped state starts at $2.5/mo.

22 dated pricing states tracked since 2015. Entry pricing in the latest mapped state starts at $19/mo.

Coverage last checked Xero: 2026-08-04; Wave: 2026-06-19. Verify current offers on the vendors' pricing page and pricing page. Read the methodology and limitations.

Executive pricing summary

SaasTrack has logged historical pricing snapshots for both Xero and Wave in the Accounting software category. Currently, Xero entry pricing starts at $2.5/mo across 3 plans, while Wave entry pricing starts at $19/mo across 2 plans. Over the tracking period, Xero has recorded 105 price adjustments compared to 144 for Wave.

Xero vs Wave Key Metrics Table
Comparison MetricXeroWave
Starting Entry Price$2.5/mo$19/mo
Active Plan Count3 plans2 plans
Logged Price Changes105 changes144 changes
Tracking Since20202015
Market CategoryAccountingAccounting

Merged Price History Chart

XerovsWaveUnified Price Chart

Xero is blue. Wave is orange. Filter by window and plan with the controls below.

latest · 2026-10-22

Xero plans today

Early

$2.50 /mo
flat
  • days cash flow forecast: 30
  • invoices: 20
  • bills: 5

Make online bill payments (Domestic - Free ACH) · Make online bill payments (Cross Border) · Sales tax · View real-time reports · Visualize performance with graphs · Accept online invoice payments · W-9 + 1099 management · Reconcile bank transactions

Growing

$5.50 /mo
flat

Send invoices and quotes · Make online bill payments (Domestic - Free ACH) · Automate bill entry and track bills · Auto-reconcile bank transactions (Beta) · Make online bill payments (Cross Border) · Sales tax · Customize performance dashboards · Tailored financial health scorecards

Established

$9 /mo
flat

Use multiple currencies · Send invoices and quotes · Make online bill payments (Domestic - Free ACH) · Automate bill entry and track bills · Auto-reconcile bank transactions (Beta) · Employee expense and mileage claims · Track time and costs for projects · Make online bill payments (Cross Border)

Pricing timeline13 changes since Dec 2020

Todaylive prices

Wave plans today

Starter

Free
flat

Manage cash flow and customers in one dashboard · Option to accept online payments · Invoice on-the-go with the mobile app · Create unlimited estimates, invoices, bills, and bookkeeping records

Pro

$19 /mo
$190/yr billed yearly
flat

Auto-merge and categorize bank transactions · Auto-import bank transactions · Digitally capture unlimited receipts and track expenses · Automate late payment reminders

Pricing timeline22 changes since Jan 2015

Todaylive prices

Xero recent price changes

Xero change log
WhenEventWhat changed
2026-08-04Price downEarly: 25 → 2.50 (monthly)
2026-08-04Price downGrowing: 55 → 5.50 (monthly)
2026-08-04Price downEstablished: 90 → 9 (monthly)
2025-12-02Price upGrowing: 47 → 55 (monthly)

Wave recent price changes

Wave change log
WhenEventWhat changed
2026-06-19Plan removedWave Advisors
2026-01-21Plan addedWave Advisors at 199

Frequently asked questions

Which is cheaper, Xero or Wave?

Entry pricing for Xero starts at $2.5/mo, while Wave entry pricing starts at $19/mo. Check the interactive timeline chart above to compare plan features and seat pricing side by side.

How frequently do Xero and Wave adjust their prices?

SaasTrack has logged 105 price modifications for Xero since 2020 and 144 price modifications for Wave since 2015.

Can I track future price increases for Xero and Wave?

Yes, creating a free account on SaasTrack allows you to set automated watchlist alerts whenever Xero, Wave, or other competitors update their plans.

Are historical price change logs free to view for Xero vs Wave?

Yes! All historical pricing charts, active plan feature breakdowns, and change logs for both Xero and Wave are 100% free to view on SaasTrack without creating an account.

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